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Avoid Home Buying Blues At Closing



B


uying a home is a               the trauma of the first three.    
stressful and emotional         Many of us recognize the need to  
affair. You can avoid the       prepare mentally and emotionally  
home buying blues by keeping your     for retirement. Few of us realize 
cool at closing.                      how badly buying and moving into  
                                      a new home frays our nerves and   
I've just come from a settlement      shortens our tempers. It can have 
table at which a friend bought a      serious consequences. I've seen   
new condo. It's beautiful,            deals blow up, and almost blow    
convenient and just what she          up, because of it. (Sometimes the 
wanted. However, at the               protagonists are the buyer and    
settlement table she and a            seller.)                          
relative whom she clearly loves                                         
got into a tiff with each other.      Mitigating Moves                  
What should have been a happy                                           
occasion was almost spoiled.          There are a number of things you  
Thank heavens they got themselves     can do to ensure that the day you 
together and the situation was        buy or sell your home is calm,    
saved, but arguments and hurt         sane and happy. Let's consider    
feelings are frequent at              some of them. Some are easy. Some 
settlement tables and on moving       harder. You're apt to think of    
day. It doesn't have to be that       some which will be unique to you  
way.                                  and your family.                  
                                                                        
The Trauma of Change                  First of all, simply realizing    
                                      that these are flash points and   
Changing one's home is right up       discussing it with family members 
there with the big changes in         is a good starting point. There   
life - birth, death, divorce, and     are many decisions to be made and 
retirement. Most of us recognize      much work to be done. Life is     



about to change for everyone who      settlement table happened because 
is a party to the process. It         someone assumed something and     
helps to just acknowledge that        didn't ask about it. They just    
you'll need to work together so       pitched into an irritated tirade. 
that it's a good experience for       Not a good idea.                  
everyone in the end. Remember the                                       
expression, "I need to take a         What if your questions turn up an 
deep breath and get my                unexpected and unacceptable       
equilibrium back." Clue in family     answer? Let it be known that you  
members when you feel the tension     expected it to be handled another 
rise.                                 way and why. Listen to any        
                                      explanation calmly. Evaluate it.  
Get a good night's sleep the          Does the other person have a      
night before the settlement. Have     valid point? How much difference  
a good, unrushed breakfast. Have      does it make to you? Remember, it 
someone you know well look after      isn't necessary to have           
small children and pets until         everything exactly as you'd like  
after settlement; you don't need      in order to have the transaction  
distractions during a large           go well for you. Keep the big     
financial transaction.                picture in mind. You don't have   
                                      to be right about everything, nor 
At settlement, ask questions          do you have to win every point in 
about anything you don't              order to be pleased with the      
understand. Use a quiet, neutral      final outcome.                    
voice. Don't sound like you are                                         
accusing someone of something.        Whether you call it settlement or 
Simply ask for information and        closing, the final meeting will   
clarity. Don't feel rushed. Take      be stressful even if absolutely   
the time to understand. Many of       everything goes perfectly. Make   
the arguments I've seen at the        sure you get through it by        



minimizing the stress.                

                              






About the Author:

Raynor James is with http://www.fsboamerica.org - providing FSBO homes for sale by owner. Visit our "sell my home" page at http://www.fsboamerica.org/seller.cfm to list and sell your home for free for one month.

Source: www.isnare.com


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