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Building Your Dream Home Part 1



F


or most of my adult life I      Size                          
had thought about someday                                         
building my Dream Home.         After making the decision to raze 
Several years ago I finally got       the cottage and build a new home, 
the chance. I had purchased a         I had to first determine what     
lake front lot with a small           type and size of home to build.   
cottage on it. My initial             My lot was limited in size and    
intention was to use the property     required careful planning to      
"as is", and someday raze the old     ensure that I would meet all of   
cottage and build a new home in       the setbacks governed by the town 
its place. After a couple of          I lived in. Although I had these  
weekends in the musty old camp I      concerns, I decided to forgo the  
came to the conclusion that I         Architect route. I deemed it too  
needed to speed up my timetable.      expensive and probably not        
                                      necessary for the style of home I 
Part of the dream in building my      wanted to build. Instead I picked 
own home was to act as the            up a handful of Home Plan         
General Contractor and to             magazines and surfed the internet 
personally supply a great deal of     for home designs. I also picked   
sweat equity. I accomplished both     up an inexpensive software        
of these goals, however it was        package for designing homes and   
not easy. There were many             floorplans. After a week of       
roadblocks and bends in the road      reviewing home plans, I found one 
along the way. In the subsequent      that met most of my requirements  
parts of this chronology, I will      in terms of a floorplan. The      
review my experiences in hopes        footprint was smaller than I      
that others may gain from my          wanted, but I concluded that I    
experiences.                          could redraw the floor plan       
                                      accordingly using my newly        
Determining the Home Style and     purchased Home Design Software    



Package.                              full proposal to the bank with    
                                      all costs and subcontractors      
The Home Design Software package      identified, but this is necessary 
was not as simple to use as the       anyways.                          
instruction manual implied,                                             
however after a couple of weeks I     As the General Contractor I       
had a floorplan with all the          developed a build schedule and    
dimensional information.              task list. Some of the top items  
                                      included: Identifying             
Assuming the role as the           subcontractors, pulling permits,  
General Contractor
                and having a septic design        
                                      approved.                         
As I had indicated earlier, one                                         
of my goals was to assume the         Carefully Pick your            
role as General Contractor on         Sub-Contractors
               
this project. I quickly learned                                         
that banks frown upon lending         Identifying the right             
construction mortgages to             subcontractors is the most        
everyday homeowners and to folks      important task a General          
who have little professional          Contractor performs. Poor         
building experience. I got around     selection of subcontractors can   
this issue by deciding not to use     lead to delays in schedules, cost 
the banks for financing. However,     overruns, poor workmanship and    
from what I learned later, it may     strife between the various        
have been possible for me to          subcontractors on the job. Prior  
assume a construction mortgage if     to hiring subcontractors, it is   
I had quit my day job and applied     important to visit their current  
for the loan as a "full time          jobsites. Review their work on    
General Contractor". Indeed, I        existing jobsites and mingle with 
would have needed to complete a       the other subs to judge the       



working relationship. In addition     package to the building inspector 
get two or three reference checks     prior to getting approval. There  
on the subcontractors. If there       are frequently town and state     
are poor workmanship, personality     forms that need to be filled out  
issues, or references move on. Do     regarding wetlands, and home      
not settle for second rate subs,      thermal analysis. In addition,    
even if it means slipping your        detailed engineering drawings of  
schedule or costs goals, as you       the proposed home may be          
will more than likely suffer even     required. In my case the Framer   
larger schedule slips or higher       was able to assist in developing  
costs by hiring the wrong people.     additional sketches of the house  
                                      plan to ensure structural         
                                      compliance to local, state and    
Pulling Permits                federal building codes. If I had  
                                      used the initial home plans I had 
Once you have selected and hired      obtained, those would have been   
your excavator, chief framer, and     sufficient. I also could have     
foundation company, review with       contacted an architect with my    
them your plans. Make sure you        selected plans to provide         
walk the site with them, and          additional details, however it    
carefully stake out the house         was not necessary in my case.     
footprint, paying careful                                               
attention to lot setbacks, septic     After about a week and several    
tanks, leach fields and well          hundred dollars later I had the   
location. Once all are agreed         permit to build a new home.       
upon with the house plans and the                                       
location of the home, contact the     Septic Design              
building inspector and review                                           
with him/her your plans. You will     My home required its own septic   
need to submit a very thorough        system on site. As a result, I    



required a septic design and an       septic system on the lot, so the  
associated permit for the new         building inspector gave me        
home. I recommend pursuing this       approval. I was at financial      
as early as possible in any new       risk, however, in the event the   
home project as this can take up      new septic design was not         
to 2-3 months to complete as both     approved or needed to be          
town and state approvals are          repositioned from the proposed    
required, not to mention site and     location. Fortunately that was    
engineering work.                     not the case and I was able to    
                                      move forward on razing the        
Without knowing exactly where the     cottage and beginning site work.  
septic system and tank will                                             
reside, it may be difficult to        To Be Continued ...               
locate the exact position of the                                        
home and in many cases the            In Part 2 of "Building Your Dream 
building inspector may not            House", I will cover razing an    
approve the building permit until     existing building, performing     
the septic design permit has been     site prep work, and pouring       
obtained. I was fortunate in that     foundation walls. Stay tuned...   
the property already had a small      

                              






About the Author:

Over the past 20+ years Mr. Donovan has been involved with building homes and additions to homes. His projects have included: building a vacation home, building additions and garages on to existing homes, and finishing unfinished homes. For More information http://homeadditionplus.com and http://homeaddition.blogspot.com.

Source: www.isnare.com


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    Building Your Dream Home Part 1