How To Protect Yourself When Purchasing A Home

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span                            the seller will purchase a home
class="cap">When        warranty. A buyer purchases a
you are purchasing a home,      home warranty on an older home to
whether it is your first or not,      safeguard themselves from any
it is important that you protect      major repairs that need to be
yourself and your investment.         done that can't be seen on
Many people will make sure their      inspection, or foreseen. It's
appliances have warranties, as        hard to tell that the water
well as their vehicles. Most          heater or furnace is about ready
people will not make a big            to kick the bucket and need
purchase like those without a         replacing from looking at it. A
warranty, so why is it that so        home warranty protects from those
many people make the biggest          repairs and replacements for the
purchase of their lives (a home)      term of the policy. A seller will
and do not get a warranty?            purchase a home warranty for the
There are many things you can do      home they are selling as a
to protect yourself when you buy      selling feature. A home warranty
a home but probably foremost is       helps secure their pricing near
ensuring that you have a warranty     where it's listed at. Also, many
on that home. A home warranty is      homes that come with a home
not a new product - in fact, home     warranty will sell much quicker
warranties have been around for       than one without.

quite some time. In the past,

With this, it is important
however, most people thought that     then that when you are purchasing
home warranties were only offered     a home that you ensure you have a
by builders on new homes, but         home warranty. A home warranty
that is not the case. In fact,        will save you a lot of time,
you can purchase a home warranty      money and trouble if something
on any home, new or used.

major should go wrong. In most

Usually, either the buyer or cases, a home warranty will

cover:

Hauling away debris

Air conditioning system

Hauling away old

Built in dishwasher

appliances

Built in microwave

There are items that are often

Built in trash compactor

not covered by some plans, which

Ceiling fans

are covered by others, including:

Central heating unit

Washers (because they are not

Duct work

built in to the home and are not

Electrical systems

always included with a home.)

Garbage disposal unit

Dryers (because they are not

Plumbing systems

built in to the home and are not

Refrigerator

always included with a home.)

The oven or range

Garbage disposals

Washer and dryer

Garage door openers

Water heater

Refrigerators

Here is a list of things that

The best thing to do is to
are generally not covered with a talk to the agent you are dealing
home warranty:

with and ask what is and isn't

Outdoor sprinkler systems

covered in detail with your

Outdoor water systems

policy. Anything you talk about

Faucet repairs (unless should be put in writing and
otherwise stated in the signed by the agent. If he says
policy)

the garbage disposal is covered,

Spas (you can request/add this then ensure it is written in the
coverage in some cases)

policy.

Pools (you can request/add

It's best to take some time
this coverage in some cases)

and do your research if you are

Hot tubs (you can request/add purchasing your own home warranty
this coverage in some cases)

package for a home. The rates,

Permit fees

coverage and deductibles vary

from company to company, and from     time, but it can also be quite
state to state. There are many        daunting. You never know what you
options available to you, so talk     are getting when you purchase an
to a qualified home warranty          older home, but a home warranty
agent to discuss what type of         can help dispel any misgivings
home warranty program suits your      you
needs the best.

have.

If you are buying a home that      b>About the
comes with a home warranty, it's      Authorimportant to remember that this       id="authorbio"
type of warranty is                   class="membersnoticewhite">Stepha
non-renewable; whereas if you         nie Larkin is a freelance writer
purchase your own, it is likely       who writes about topics involving
able to be renewed when the           insurance including initial year-long period is up.       href="http://www.ahswarranty.com"
Again, it's important to ask of       title="http://www.ahswarranty.com
the seller what is included and       " target="_blank">not included in the warranty          color="#001000"
before purchasing the home. Read      size="-2">http://www.ahswarranty.
through the policy to be sure you     com Home Owners
are clear on what is and is not       Warranty | Best Home
covered.

Warranty