span agent, be sure to ask what is and class="cap">M any is not covered on your home people think that home warranty specifically.
warranties are exclusive to new
Most home warranties will homes. This is not accurate, cover:
although for many years home
Air conditioning system
warranties were primarily
Built in dishwasher
marketed for newly constructed
Built in microwave
houses. Today, many people are
Built in trash compactor
becoming more aware of home
Ceiling fans
warranties for older homes.
Central heating unit
Home warranties can either be
Duct work
purchased for the home by the
Electrical systems
buyer or the seller of the
Garbage disposal unit
property. A seller usually
Plumbing systems
purchases a home warranty to
Refrigerator
solidify a sale, increase the
The oven or range
saleability and increase the sale
Washer and dryer
price of the home. Buyers usually
Water heater
purchase a home warranty when
Most of everything else is not they buy an older home to cover covered. This includes:
the cost of any unexpected, major
Outdoor sprinkler systems
repairs.
Outdoor water systems
Regardless of why you are
Faucet repairs (unless purchasing a home warranty, it is otherwise stated in the important to look at the coverage policy)
that is offered by the company.
Spas (you can request/add this Coverage varies from company to coverage in some cases)
company and state to state. When
Pools (you can request/add you talk to a home warranty this coverage in some cases)
Hot tubs (you can request/add by your home warranty tops the this coverage in some cases)
list for reasons your claim may
Permit fees
be denied from the warranty
Hauling away debris
company. Code violations and
Hauling away old improper installation are also appliances
included in reasons why your
It is important to remember request for a claim could be that some, or all, of these denied. It's important that you following are not covered on a check that your appliances are few select plans, so if you are installed correctly and that your looking for this coverage, be home meets the building codes. sure to ask for these items to be Before you purchase a home with a included:
home warranty, have an inspection
Washers (because they are not done and be sure to find out if built in to the home and are not the electrical and plumbing always included with a home.)
systems are up to code. Unusual
Dryers (because they are not wear and tear on an appliance is built in to the home and are not also a cause for non-allowance of always included with a home.)
a claim with a home warranty
Garbage disposals
company. It is best that you ask
Garage door openers
your home warranty agent what
Refrigerators
will deny coverage for a claim
There are also several things and have that put in writing with that could cause your home your home warranty policy.
warranty to be invalid for a
When you are talking to the claim, which is another thing you agent for a home warranty, ask need to check on before you sign for your policy in writing, as on the dotted line and pay for well as anything else that you your home warranty. Improper spoke about. For example, if your maintenance of the items covered home warranty agent tells you
that the garbage disposal is be afraid to ask questions of the included in the warranty, be sure agent who is selling you the home that is in writing in the warranty, if you cannot get the policy. questions you have answered, then
It is important, too, to it's best to look remember that home warranty elsewhere.
with the home warranty before you iv> agree to it and pay for it. Don't
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